Last updated: 12 – Dec – 2025
Please read these Terms & Conditions (“Terms”, “Agreement”) carefully before using the services provided at https://www.stockexchange.eu (the “Website”, “Service”).

By accessing or using the Website in any way — visiting, browsing, registering, or submitting content — you accept and agree to abide by these Terms. If you do not agree to these Terms, you must not use the Website.

1. Definitions

In this Agreement:

• “Company”, “We”, “Us”, “Our” refers to the operators of this Website.

• “You”, “User”, “Visitor” refers to anyone accessing or using the Website.

• “Content” means all materials available on the Website: text, data, articles, graphics, images, links, interactive features, forums, and any other information or content made available.

• “Services” refers to access to the Website and any features, tools, data, or resources provided through it.

2. Acceptance of Terms

• Your access to and use of the Website constitutes your agreement to these Terms.

• We reserve the right to amend or modify these Terms at any time. Any changes will be posted on this page (or a successor page) with updated “Last updated” date. It is your responsibility to review this page periodically. Continued use of the Website after changes constitutes acceptance of the new Terms.

3. Description of the Service & Purpose

• The Website provides financial data, news, analysis, market information, tools, and other resources related to stock exchanges and financial markets.

• This Website and the information provided are for general informational and educational purposes only. Nothing on the Website constitutes professional financial, investment, legal, or tax advice.

• You should seek the advice of a qualified professional before acting on any information obtained from the Website or using it to make investment or other decisions.

4. User Conduct & Acceptable Use

When using the Website, you agree that you will:

• Use the Website only for lawful purposes and in compliance with all applicable local, national, and international laws and regulations.

• Not post, upload, transmit or otherwise make available any Content that is unlawful, defamatory, abusive, harassing, hateful, harmful, fraudulent, obscene, or otherwise objectionable

• Not infringe the intellectual property rights or privacy rights of any third party.

• Not use the Website for any commercial exploitation — including but not limited to the resale, redistribution, or republication of any Content — unless expressly authorized.

• Not attempt to disrupt, hack, reverse engineer, or compromise the Website, its servers or networks.

Violations of these Terms may result in suspension or termination of your access to the Website at our discretion.

5. Intellectual Property; Rights to Content

• All Content on the Website — including but not limited to text, graphics, logos, data, and images — is the property of the Company or its licensors and is protected by copyright, trademark, and other intellectual property laws.

• You may view and download Content for your personal, non-commercial use only. Any other use — including reproduction, modification, distribution, republication, display, or transmission — is strictly prohibited unless you obtain explicit prior written permission from the Company.

6. Disclaimers & No Warranty

• The Website and all Content are provided on an “as is” and “as available” basis. We do not warrant that the Website or Content will be uninterrupted, secure, error-free, accurate, or complete.

• We make no guarantees regarding the timeliness, reliability, or suitability of any information or tools on the Website for your specific purposes.

• We disclaim all warranties — express, implied or statutory — including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

7. Limitation of Liability

• To the maximum extent permitted by applicable law, the Company, its affiliates, directors, officers, employees, agents or licensors (collectively “Company Parties”) will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your access to, use of, or inability to use the Website or any Content — including (but not limited to) losses of profits, revenue, business opportunities, goodwill, data, or other intangible losses.

• In any event, the aggregate liability of the Company Parties will not exceed the amount (if any) you paid to us in the last 12 months for use of the Website — if you have paid for access.

• This limitation applies regardless of the form of action, whether based on contract, tort (including negligence), strict liability or otherwise, even if we have been advised of the possibility of such damages or losses.

8. Account-based Services

If you use our Website registration, subscription, or account-based services, the following additional terms apply:

• You are responsible for maintaining the confidentiality of your account credentials (username, password, etc.). You must notify us immediately of any unauthorized use or breach of security.

• You agree that all activities under your account are your responsibility.

• We reserve the right to refuse registration or terminate any account at our discretion, with or without cause.

• You must be at least [age requirement, e.g. 18 years] (or older) to register; or, if younger, only with consent of a parent or legal guardian.

9. Termination & Suspension

• We may suspend, restrict, or terminate your access to the Website (or any part thereof) at any time, without prior notice, if we believe you have breached these Terms or for any other reason in our discretion.

• Upon termination, your right to use the Website immediately ceases.

• All provisions of these Terms which, by their nature, should survive termination — including intellectual property, disclaimers, liability limitations, and indemnity — will remain in effect.

10. Modifications to the Service

• We reserve the right to modify, add, suspend, or discontinue any aspect of the Website — including Content, features, or services — at any time and without notice.

• We are not liable to you or any third-party for any modification, suspension, or discontinuation of the Website or its content.

11. Privacy & Data Collection; Cookies

• Our processing of any personal data you provide is governed by our Privacy Policy (if separate). By using the Website, you consent to such processing.

• We may use cookies or similar tracking technologies to operate and improve the Website, to analyze traffic, and to provide personalized content.

12. Governing Law & Dispute Resolution

• These Terms will be governed by and construed in accordance with the laws of [Your Applicable Jurisdiction — e.g. “the Islamic Republic of Pakistan” or the relevant province/territory], without regard to its conflict of law provisions.

• Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction], unless otherwise agreed in writing.

13. Severability & Waiver

• If any provision of these Terms is found to be invalid, illegal or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

• Our failure or delay to enforce any right or provision under these Terms does not constitute a waiver of that right or provision.

14. Indemnification

You agree to defend, indemnify, and hold harmless the Company Parties from and against any claims, losses, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of or related to:

• Your breach of these Terms,

• Your violation of any applicable law or regulation,

• Your use (or misuse) of the Website,

• Any Content you submit via the Website, or

• Any infringement by you of third-party rights.

15. External Links / Third-Party Sites

• The Website may contain links to third-party websites, services, or resources. We do not control, endorse, or assume responsibility for the content, policies, or practices of such third parties.

• Your use of third-party sites is at your own risk, and you should review the terms and policies of those sites before using them.

16. Changes to These Terms

• We may update or revise these Terms from time to time. The “Last updated” date will reflect when changes are made.

• Your continued use of the Website after any changes means you accept the new Terms. If you do not agree with the changes, you must stop using the Website.

17. Contact Information

If you have any questions, concerns, or requests regarding these Terms, please contact us

using following link:

Contact us

Address:

SAVINGS UK LTD

40 Bank Street, Canary Wharf

London, E14 5NR

United Kingdom

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

1. limit or exclude our or your liability for death or personal injury resulting from negligence;
2. limit or exclude our or your liability for fraud or fraudulent misrepresentation;
3. limit any of our or your liabilities in any way that is not permitted under applicable law; or
4. exclude any of our or your liabilities that may not be excluded under applicable law.

To the extent that the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.