Let’s explore the Islamic Fund and the Growth Fund offered by Savings UK Ltd:

1. Islamic Fund

   • Overview:
     • Creation Date: 20th Apr 2014
     • Minimum Investment: £5000
     • Supported Currencies: GBP, EUR, USD
     • Investment Focus: Stocks & Projects
     • Target Annualized Earnings Rate (AER): 15-25%
     • Return on Investment (ROI) since 2014: 288%
     • Ongoing Charges (OCF): 0.20%
     • Risk Level: 4 out of 7 (Synthetic Risk and Reward Indicator)
   • Investment Objective:
     • The Islamic Fund aims to hold investments that generate returns and appreciate in value through a diversified portfolio of projects:
       • Approximately 10% in GOLD
       • Approximately 10% in FOREX
       • Approximately 20% in UK Stocks / EU Stocks
       • Approximately 20% in US Stocks
       • Approximately 20% in Emerging Markets
       • Approximately 20% in TECH & Innovation
   • Investment Approach:
     • The fund gains exposure to shares, bonds, and similar fixed income investments by investing over 90% of its assets in passive funds that track an index (referred to as “Associated Schemes”).
     • Direct investments in individual stocks and bonds are also possible.
     • The fund is actively managed, allowing flexibility in allocations to the Associated Schemes.
     • It invests in both UK and non-UK companies, including emerging markets.
     • The UK forms a significant portion of the fund’s exposure.
   • Performance Disclaimer:
     • Past performance is not a reliable indicator of future results.
     • Investors may receive less than their initial investment.
     • Performance data may not be available for funds with less than one full year of data.

2. Growth Fund

   • Overview:
     • Creation Date: 20th Jul 2012
     • Minimum Investment: £5000
     • Supported Currencies: GBP, EUR, USD
     • Investment Focus: Stocks & Projects
     • Target AER: 15-30%
     • ROI since 2012: 474%
     • Ongoing Charges (OCF): 0.20%
     • Risk Level: 5 out of 7 (Synthetic Risk and Reward Indicator)
   • Investment Objective:
     • The Growth Fund aims to hold investments that earn money and appreciate in value through a diversified portfolio of projects:
       • Approximately 10% in GOLD
       • Approximately 10% in FOREX
       • Approximately 20% in UK / EU stocks
       • Approximately 20% in US stocks
       • Approximately 20% in Emerging Markets
       • Approximately 20% in TECH & Innovation
   • Investment Approach:
     • Similar to the Islamic Fund, the Growth Fund gains exposure to stocks, bonds, and other fixed income investments.
     • Over 90% of its assets are invested in passive funds tracking an index (referred to as “Related Schemes”).
     • Direct investments in individual stocks and bonds are also possible.
     • The fund is actively managed, allowing flexibility in allocations to the Related Schemes.
     • It invests in both UK and non-UK companies, including emerging markets.
     • The UK forms a significant part of the fund’s national exposure.
   • Performance Disclaimer:
     • Past performance does not guarantee future results.
     • Investors should consider their risk tolerance and investment horizon.

Both funds offer opportunities for growth and diversification. Remember to consult with a financial advisor before making any investment decisions.

If you have any specific questions or need further details, feel free to ask!